Tuesday, November 17, 2015

Vision Journal

Posted by Unknown at 11:26 AM 1 comments
In January, 2014 (almost 2 years ago) I led our first FFC meeting of the year.  We talked about the law of attraction.  I had demonstrated an exercise that I had heard about (I believe after reading The Secret?) where you write a journal entry of your future self- all in present tense.  The idea is to create a vision of your future, see yourself at that moment and in that place.  Try to put detail in the entry and let yourself really dream.  You are suppose to start the entry with what you are thankful for, so I made a great list of so many people, talents, situations, and even a the sunshine that I am grateful for. I then wrote my journal entry as if it were years later and I'd like to share a sample of my entry from that day:

I am so happy and so grateful to have such a fantastic family.  My boys are growing to be confident and hayppy.  They are kind and love to serve others.  In fact, this year for Christmas we were able to help some families with food, clothes, toys and more.  The boys were so excited to share the gifts they purchased for them.  They also secretly helped care for the families' homes and we paid for some of the utilities and other expenses.  We also had fun paying for people's meals and groceries without them knowing this month- it's been so fun.
We leave for New Zealand soon.  I have a speaking tour before our big FFC conference.  It has been amazing to see how many women are part of our clubs- throughout the nation and the world!  The groups have helped 1 million people get financially fit.  It has been a great help for us too.  I have fully funded my retirement, it helped our car dealership grow, the extra money has completely paid off our home and funded our college accounts.  It even allows me to hire someone to help with cleaning and yard work...

I re-read this entry two weeks ago.  On that day we were preparing to leave to New Zealand for a 3 month family trip of discovery and adventure.
Just arrived at the Aukland airport

Now I sit at a table in Aukland while my confident and happy (most of the time) boys sleep in the morning hours.  We are here.  Not the way the journal lays out-FFC clubs still amount to just 1.  I haven't paid off my house or fully funded my retirement (working on it!).  I won't be able to pay for a bunch of families' Christmas' this year (NZ is expensive!  We are here on a budget.) BUT we ARE HERE.
View across the street from the house

We went about it a little differently and I would LOVE to have all of these things happen still even if they happen in different ways. Two years ago the thought of traveling so far away from home with a family of 6 seemed absolutely crazy.  Impossible even- to find the money, time, energy, and ambition.  Apparently it wasn't.


Atop Mt. Wellington looking over Aukland



Thank you vision journal.

Wednesday, April 1, 2015

What Kind of Saver am I?

Posted by Unknown at 4:13 PM 0 comments
I think I have an illness.  Maybe an obsession is more like it.  I cannot stop thinking about my savings account.  


The best way I can describe it is wanting to get a "fix" everyday.  I anticipate any small check coming in the mail so I can put it in my $10 jar.  (This month I got $42 back from NY life for a change on our insurance policy and $16 from doTerra) Tiny amounts in the big scheme of things (I spent at least that $42 taking my kids to the movie last night), but a high when it gets put in my jar.  I love getting my $10 "karma" cash.  Every time I'm handed one in change I get excited. 

I sold a water heater online for $250 a couple weeks ago and then I could only think about what else I could sell!  This old table? Video games? Shoes? Anything? I'm a crazy one, I know. 



The best "fixes" come after I close a real estate deal.  SO excited to have helped someone get into a house, find a project they love or a new investment.  Not only am I on a high from the emotional side of a happy client, I also get extra cash to go straight to my savings account.  I play with my calculator at night, adding up the commissions, minus tithing, minus taxes, minus marketing expenses- then BAM I have a chunk for my savings account. 


I found this article on MSN talking about saving addicts.  I think I am a frugalist according to the article, but I've dabbled in all of the 4 personalities they describe.  Thought it would be fun to share.  Is there anyone else out there like me?


Monday, January 19, 2015

Hello, my name is Network Marketer

Posted by Unknown at 7:55 AM 0 comments
About six months ago during one of my house flip projects I actually read the newsletter attached to the city utility bill.  The two sided paper full of city happenings appeared dedicated to a new company building their massive headquarters in the city limits.  Their logo and name was all over the place!  Surprised and intrigued by this company's growth and ability to get such fantastic exposure to their public, I decided it would be very fiscally fit of me to buy some of their stock.

DoTerra was a company I had first heard of about five years before.  While sitting in church one Sunday my son's eczema was especially bad on his flaky head. I embarrassingly  tried to shield him from the onlookers behind us as he scratched and scratched the dry patches of skin but evidently failed.  After the meeting a kind woman offered me a small, dark, thick glass bottle with purple writing that said Lavender on it.  She explained it was an essential oil taken from lavender plants and has properties that will help with eczema and dry skin.  She told me she sells them, with a company called DoTerra.

I thanked her, dabbed some on my son's dry spots, smelled the fantastic aroma, and hurried away.  At home the lavender bottle sat in the cupboard, not to be used until 5 years later. 

In my endeavor to purchase stock of an up and coming thriving company, I contacted my friend, who had moved into the area about a year earlier.  She sold DoTerra essential oils- that was her main source of income.  She never talked to me too much about the company or pushed me to buy any of the products she sold.  In fact, she attended a few FFC meetings and was always happy to contribute, never breaking into a long-winded sales pitch or pressure sale, ever.  It was not until I came to her and asked if her company was publicly traded that she gave me some more information about all of it. 

DoTerra is privately owned. It is growing exponentially all over the world.  Their huge headquarters were built, with more expansion happening, debt free.  My friend lives in a great home, sends her kids to private school, vacations to great places, just remodeled her kitchen, all on the money she earns selling DoTerra.

So I couldn't buy their stock.  I could see their growth, the financial freedom it allowed my friend to have, and the fantastic products the company offered.  The other thing I saw, was that if I wanted a piece of this thriving pie, I would have to become a NETWORK MARKETER. 


A black mark.  A bad reputation.  A person to avoid. 

In addition, essential oils were getting so popular in my little corner of the world that I was not happy about "jumping on the bandwagon".  Being one of those people who lived and breathed oils, never taking their children to the doctor, not believing in modern medicine, avoiding processed food and shunning all who did.  That was not me.  

My friend provided oils, face wash, vitamins, toothpaste, an air diffuser, and many reading materials for me to use.  I took my time.  I just wanted to see how I felt about this stuff without the influence of anyone else.  I used the lavender on my kids at night to help calm down, I put some yummy smelling citrus bliss in frosting and ate cupcakes that tasted like dreamsilces, we put some lemon in the water with apple slices to keep them from going brown, we put some breathe in a diffuser at night to help my congested, coughing kids sleep better, I liked the products. 

I realized my obnoxious stereotypical view of people who used or sold essential oils. I knew how incredibly unfair it was of me to lump every person who enjoyed these products into one group.  I'm sure there are extremes in every industry, hobby, sport or life, but that does not matter to me.  I do not have to be an extreme, I can enjoy essential oils, or alternative health on the level that I want to.



Facing the stereotype of being involved in a network marketing company became easier as I thought of the many finance books I have read over the years.  Over and over leaders in the financial world talk about residual income and multiple streams of income.  Many suggest network marketing as being a fantastic way to grow your wealth and encourage it.


So I did it.

I hope to dispel stereotypes of both network marketing and bandwagon jumping essential oil users.  I plan to share a product and business that is good.  I hope to share it with those who are interested and hope those who aren't know that I still love, enjoy, and respect them. (and hopefully vice versa) 

And now it seems my next step on my Fiscally Fit Chicks path is this:
I am going energetically embrace the name tag, "Hello, my name is Network Marketer."
 

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